Telegram’s self-custodial wallet, Wallet in Telegram, has unveiled a new DeFi yield feature through an integration with Affluent, a TON-based decentralized finance vault protocol. The partnership allows users to earn yield directly within the Telegram app, marking a major step toward bringing DeFi to mainstream users.
The collaboration, announced on October 24, introduces one-click access to decentralized yield opportunities for more than 100 million active wallet users. The initial offering enables USDT yield generation through the wallet’s new “Earn” feature, allowing users to earn up to 3.5% yield on their USDT holdings.
Egor Danilov, Chief Product Officer at Wallet in Telegram, said the integration will make digital asset management both simple and secure:
“This partnership will allow millions of people worldwide to turn their idle holdings into productive yield-generating assets. Our goal has always been to make Web3 accessible for everyone, whether crypto-native or not. Thanks to the integration of Affluent’s vaults, our users can put their assets to work without ever leaving the Telegram app.”
Telegram’s vision: becoming a Web3 super app
According to Justin Hyun, Co-CEO of Affluent, the partnership represents a key milestone toward transforming Telegram into a Web3 super app—a multifunctional platform that combines messaging, finance, and social interaction.
“We’ve abstracted away the complexity of DeFi, allowing Telegram users to access professional-grade savings strategies directly from Telegram—open Wallet, click, and earn,” Hyun explained.
With over 800 million monthly active users and 100 million already using its wallet, Telegram’s DeFi expansion could become one of the largest gateways for onboarding new users into decentralized finance. The company aims to have 30% of its global user base using the in-app wallet by 2028, positioning Telegram as a major player in the convergence of social media, payments, and Web3 technology.
